Commercial Collections & Financial Recovery Services
Serving Businesses Nationwide Since 2005
Choosing a collection agency to work with can be a challenging task. Here at Richard James & Associates Inc. we recognize how important it is to work with a company that represents your best interests, but also does the job effectively and efficiently. Equally important as collecting on your accounts is the information you receive back from us. When you choose our team, you will receive a dedicated account representative to manage your account. Our staff members have an average of 10 years commercial collection agency experience, which affords them the skills and knowledge to give you real life suggestions and advice on how to tackle your business challenges. We believe it is our responsibility to better your overall financial processes, not just collect your accounts receivable.
In addition to setting up an effective reporting schedule to fit your needs, we provide our clients with access to our online portal, so you can place new accounts and view existing ones. Our online services allow you to view and login into your accounts anytime, anywhere. It also allows you to view performance reports and your collection accounts in real-time. Please ask your account representative about account access.
Here at RJA, we understand there are many stages to the financial recovery process. Companies need a low-cost solution with a high rate of return that fits their specific needs. We can help you in all areas of your Accounts Receivable portfolio.
For more information about our process, please visit Our Approach page.
Our Commercial Collections Services Include:
Free 10 Day Demands
Our free, 10-day demand letters will provide your customers with one last chance to fulfill their obligation to you. If your client still does not pay, you can rest assured you tried your best to give them ample warning.
Please understand this is a final payment demand and if the client does not pay by the 10th day, we will need to begin the collections process immediately. A promise to pay is exactly that: a promise.
Free Background Checks
To help flag potential problem clients, we maintain internal databases and numerous subscriptions to information gathering organizations. This information will provide you with valuable insight about your customer's collection activities, and changes in buying patterns, which minimizes the risk on your accounts receivable portfolio.
Financial problems result in the majority of debt collection claims. Our goal is to understand the owner's financial situation as well as the company's financial position to help us with developing an effective negotiating strategy and successful result.
In addition to standard letters and phone calls, the team at Richard James & Associates applies additional pressure on your clients through the US Embassy. We will file a trade complaint with the US Embassy. In turn, the Attache (officer with the Embassy who handles the complaint) will record the information for others to see. In addition, the Attache will lodge a letter to the debtor company advising them of the complaint, thus creating an atmosphere of local pressure. This approach sets us apart, and means money is collected faster than other agencies.
- Network of International Collection Attorneys
- Access to 125 languages via interpreters
- Flexible hours for International Collectors
For more information about our debt collection services, our collection agency in Vancouver, WA or for general questions, please contact us toll-free at 877-816-0242 today.
We proudly serve businesses throughout North America.