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Richard James & Associates
Commercial Debt Collection Firm
Our high-powered agency focuses on commercial debt collections and past-due retention. Our expertise lies in implementing effective collection strategies that guarantee our clients receive payments at the fastest rate possible.
Protecting Clients’ Bottom Line
Ethical Practices
Licensed in Washington, we comply with all state guidelines and federal laws. We represent companies with grace and vigor to protect your best interests.
Performance Based
When we start a partnership, we take swift action. Each account represents a chance to display our competence and secure your trust for future matters.
Results Focused
We work on a contingency basis: no upfront cost, hidden fees, or bills; if we exhaust our efforts and cannot collect compensation—you don’t owe us anything.
A Closer Look At What We Do
Investigation
Our collection team analyzes all available information, including assets, status, and contact avenues, to create a customized action plan for swift debt recovery.
10-Day Demand Letters
When it comes to collecting past-due debts, setting clear expectations is crucial. Our collection team will actively pursue your past-due demands on day 11.
Litigation
Explore legal options for past-due debt mediation and litigation with our national and international network of experienced attorneys.
Background Checks
Minimize risk on your accounts receivable portfolio with our background checks. We maintain internal databases and subscriptions to information-gathering organizations to flag potential problem clients.
International Collections
Our collection team analyzes all available information, including assets, status, and contact avenues, to create a customized action plan for swift debt recovery.
Online Portal
Track your accounts and collections real-time via our online portal. Additionally, this portal enables you to view schedules and client repayment plans.
About RJA
Founded in the mid-80s, Richard James & Associates (RJA) was started by a commercial debt collection industry veteran who saw a need for a better way to collect debt for clients. In 2005, he launched RJA, attracting top collection agents and associates.
With decades of combined experience, our team has a sharp eye for identifying recession symptoms and pockets of prosperity, allowing us to adapt to changing economic conditions.
Vision
Our vision is to be the leading resource in commercial business information and financial compensation for account receivable teams across the nation, and around the world.
Mission
Our mission is to ensure that every company maintains its internal integrity, external dignity, and retains its agreed equity within its goods and services by financial compensation.
We offer front-to-back collection efforts and customized action plans to provide clients with the highest level of service.
RJA: The Correct Choice For Commercial Debt Recovery
Don’t let past-due customers damage your business relationships. Let us help you reestablish communication and get your accounts back on track. Contact us today to learn more.
Visit
Richard James & Associates Inc.
4317 NE Thurston Way
Suite 270
Vancouver, WA 98662
Monday – Friday
7:00 AM to 4:00 PM
Saturday & Sunday
Closed